ALLPA WASI
WASI HOME & PROPERTY ECOSYSTEM

Your Off-Plan Investment Journey in Dubai

From the first conversation to key handover — and beyond. We are with you at every step.

PHASE 1

Contact and project selection

1

First contact

We get to know your investment goals, your budget and the property profile you are looking for.

2

Off-plan project presentation

We present the area to buy in, the developer, the unit size and the purchase price.

3

Choosing the payment plan

You choose how to pay: in instalments under the developer's plan (e.g. 20/10/10/60 or 20/5/5/70), or full cash.

Ej. 20/10/10/60 · Full cash
We work with Dubai's leading developers: Emaar, Sobha, Binghatti, Danube, Samana, Imtiaz, MAG, Ellington, Nakheel and Aldar.
PHASE 2

Booking and signing

4

Booking fee payment

Secures your unit. The amount is set by the developer and is deducted from the down payment.

5

Signing the Reservation Agreement

The off-plan sale agreement between you and the developer.

6

Down payment + 4% DLD + admin fee

Payment of the down payment, the 4% Dubai Land Department fee and the developer's admin fee.

DLD 4%
7

Signing the SPA

Sales & Purchase Agreement: the purchase contract for your property.

8

OQOOD registration

Provisional registration of your off-plan property with the Dubai Land Department.

PHASE 3

Construction period

9

Instalments under your payment plan

We send you reminders for every due date so you never miss a payment.

In parallel: non-resident bank account

We handle the opening of your non-resident bank account in Dubai.

10

Handover process begins

On the date set by the developer, we start the handover process for your property.

PHASE 4

How will you pay the handover balance?

Choose an option to see the path your purchase follows:

Mortgage with our partner banks
a

Loan application

We start the mortgage application process with our partner banks.

b

Client requirements

Bank statements for the last 6 months from your country of residence: each month must close at no less than EUR 10,000, with a balance of no less than AED 100,000.

≥ EUR 10,000 · ≥ AED 100,000
c

Processing time

The approval process takes 45 to 60 days.

d

Signing in Dubai

You travel to Dubai to sign the mortgage.

e

Processing cost

AED 5,000, paid once the approval is obtained.

AED 5,000
Cash payment
With the balance paid in cash, you move directly to the handover procedures in Phase 5.
PHASE 5

Handover and Title Deed

11

Utility connections

Payment of Empower (AED 5,150) and DEWA (AED 2,000).

AED 5,150 + AED 2,000
12

Snagging inspection

Technical inspection of the unit: AED 1.2 per sqft, with a minimum of AED 1,000.

AED 1.2 / sqft
13

Report and repairs

We deliver the snagging report and request the indicated repairs from the developer.

14

Title Deed processing

We process your definitive title deed with the Dubai Land Department.

PHASE 6

What do we do with your property?

We advise you on the best destination for your investment. Choose an option:

ARAN WASI

Furnishing — ARAN WASI

By unit type — Standard: Studio 15,000 · 1BR 18,000 · 2BR 21,000 · 3-bed villa 30,000 · 4-bed villa 40,000, + VAT. Premium: +30%.

Desde AED 15,000 + VAT
CHUYA WASI

Deep cleaning — CHUYA WASI

Deep cleaning and preparation of the unit for holiday homes: AED 500.

AED 500
SAMAY WASI

Management — SAMAY WASI

We hand over management to SAMAY WASI, which operates your holiday home and sends you monthly reports.

ALLPA WASI

Service charges

ALLPA WASI pays the service charges every 3 months from your holiday-home income.

CHUYA WASI

General cleaning — CHUYA WASI

General cleaning of the unit before handing it over to the tenant: AED 500.

AED 500
ALLPA WASI

Management — ALLPA WASI

We manage your annual rental for 5% of the property's gross rent.

5%
ALLPA WASI

Contract and Ejari

We draft the tenancy contract and process the Ejari registration.

ALLPA WASI

Bills and service charges

We verify that all utility bills are transferred to the tenant's account. ALLPA WASI pays the service charges every 3 months from your rental income.

ARAN WASI

Optional furnishing — ARAN WASI

If you want to rent the unit furnished: Standard package by unit type, from AED 15,000 + VAT.

Desde AED 15,000 + VAT
ALLPA WASI

Sales commission — 2%

Includes marketing, negotiations, viewings with potential buyers and processing of the property transfer.

2%
ALLPA WASI

POA (Power of Attorney)

If you cannot come to Dubai for the transfer, we arrange a POA for AED 3,000.

AED 3,000
ALLPA WASI

Closing and deposit

We receive the manager's cheque and deposit it directly into your bank account.

CALCULATOR

Simulate your investment

Enter the unit details and see every amount calculated automatically.

Enter the developer's plan, adding the construction instalments into one % (e.g. 20/10/10/60 → 20 · 20 · 60).
Set by the developer; deducted from the down payment.
Varies by developer.
Multiplied by the unit size:

1 · Booking and purchase

Booking fee
Down payment
DLD 4%
Developer admin fee
Total initial payment

2 · Construction and handover

Instalments during construction
Handover balance

3 · Handover

Empower
DEWA
Snagging inspection
Handover subtotal

5 · Your investment and return

You put in from your pocket
Total costs and fees
Estimated total investment
Includes the property price and all process costs.

Reference amounts. Third-party fees (developer, DLD, banks, Empower, DEWA) may vary. This simulator is not a formal quotation.